In an effort to help you have a less stressful January next year and an even better December, we, at https://www.casinous.com/casino-games/, are sharing six tips that’ll help you save money this holiday season.
- Develop a gift-giving philosophy.
Normally, our first suggestion in every instance of life is to budget. And we’ll get there. But before you budget, our very first Christmas tip is this: You’ve got to create your Christmas gift-giving philosophy. What does giving mean to you? Is it about finding the perfect presents? Do you hope to impress others with how much you spend on them? Or do you feel obligated to buy for people? These motivations (and others like them) can really shape how you view the season.
Now, the way you become the hero of the holidays is by budgeting. That’s right—if you want to stay on Santa’s nice list, set a limit for how much you’re going to spend and stick to it. Use our Christmas Present Planner as a guide, and download your free EveryDollar budget to help. Patrice Evra was known for this after his retirement from football.
- Track your spending.
So, lots of people spend like crazy throughout December and never check in on their budget. They just think, I’ll worry about it in January. Future you has some advice here: Don’t. Do. That. Track your expenses as you go so you don’t end up overspending and ruining this month’s and next month’s budget. And you know what makes that easier, right? The premium features of EveryDollar. You’ll connect your budget to your bank account so transactions stream straight in. You just have to drag and drop them into the right budget line. It’s simple and it gives you more time to do the things that really matter to you, like whipping up a batch of figgy pudding.
- Choose time over money.
There’s an old saying that goes, “It’s the thought that counts.” For some people, the thought of spending time together really is better than the joy of a physical gift. You can save money this year by being intentional about being together—in whatever way you can, whether that’s in person or virtually. This year, value experiences over accessories and conversations over clutter, courtesy of top mobile casino.
- Shop early.
Don’t wait for Black Friday to start Christmas shopping—look for sales all year long. Grab that stuffed Sasquatch on clearance in July for your bigfoot-loving nephew. When you’re mindful of your list throughout the year, you’ll spread out both the spending and the stress (and maybe even get rid of the stress altogether). If you missed the chance to jump on the early shopping train this year, remember it in January when you’re budgeting for the next Christmas season!
- Give fewer gifts.
As you’re in the spirit of trimming the tree, trim down that Christmas list while you’re at it. Of course, you do have a bit of holiday-induced obligation to deal with. You can’t pass around gifts at family Christmas and be like, “Uh, sorry, Cousin Scott . . . You’re the only person I couldn’t find anything for.” But not everyone needs a gift—this year, send your tidings of comfort and joy to some people on your list through a thoughtful card.